Equity Goes Up, Risk Goes Down
Payments Stay Steady
Our focus is on amortizing notes. As time progresses, the property's equity cushion increases. Payment stay steady until all your principal is returned.
If a borrower defaults, we try to work with them to get back on track and keep them owning their property. But if necessary, we can foreclose. The growing margin between property value and loan balance acts as a safety cushion, providing additional protection for investors over time. Other investment styles we present may vary.
Defense First
Our goal is to invest in assets that are secured and defensive.
Focus on cashflow, quality of life, and weathering storms.
Benefits
Collateral
Each loan we make is secured by collateral, and a foreclosure process backed by the American legal system. Thanks cap.
Yield
Our investments focus on recurring yield, money that is made steadily so it can actually be spent. Regular payments also let us keep a pulse on the financial health of the borrowers. If there is a payment irregularity, we know we may need to intervene before the problem, not after.
Longevity
We endeavor to offer investments that have longevity, that means less hassle and less turnaround.
FAQs
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No. While note investing is less commonly understood than stocks or bonds, our team is available to answer all your questions and explain anything you don't understand. We guide you through each step of the process to ensure you're comfortable with your investment.
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You receive monthly statements showing payment activity, principal reduction, and any changes to the note status. We also provide annual tax documentation.
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Yes, we encourage diversification across multiple notes. This strategy spreads risk across different properties, borrowers, and geographic locations.
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We focus on Texas. It's a strong real estate market with favorable lending laws and consistent property appreciation. We know the local markets well and have established legal connections throughout the state, which helps protect our investments.
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When a note is fully paid off, your principal is returned in full.
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While designed as long-term investments, we may be able to help you sell your position if needed.
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If a borrower needs payment adjustments, we evaluate each situation individually. Any modifications are designed to maintain investor returns while preventing default.
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Your return is based on the fixed rate in the note, so it remains stable regardless of market interest rate fluctuations.
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Yes, investments can be made through various entities including LLCs, corporations, or trusts.
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You invest in specific, individual notes. This means you know exactly which property secures your investment, unlike pooled funds where your capital is spread across multiple unidentified assets.
Ethical
Transparency We provide actual numbers, not vague assurances. When discussing returns, risks, or fees, we use specific figures that allow for real comparison and informed decisions.
Legal Compliance: We maintain detailed documentation of regulatory adherence for every transaction, accessible to partners and authorities when needed.
Privacy and Data Ethics We handle sensitive information with technical safeguards, not just policies. Personal and financial data is compartmentalized, with access granted only when functionally necessary.
Second Chances Financial recovery deserves practical support. We evaluate payment restructuring based on concrete circumstances rather than rigid formulas, recognizing that stability serves all parties better than default.
Low, transparent fees
A flat servicing fee covers the cost to hire a professional servicer. Other than that, you get paid first.
Fee
Servicing
Amount
20/ Month
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